What type of check can be presented for payment prior to its date?

A post-dated check is one that is written with a future date on it. While it may technically be presented for payment before that date, banks will often honor such checks depending on their policies and the specific situation. Post-dated checks are often used when a payer wants to ensure that the recipient does not cash the check until a certain time, typically related to the availability of funds.

In contrast, a certified check is one that has been guaranteed by a bank to have sufficient funds when it is cashed or deposited, and its date is typically current or in the past, not a future date. A cancelled check is one that has already been processed and cannot be used for payment again, effectively rendering it void. A blank check has no specific payee or amount written on it and, while it can be filled out and used for payment, it does not correspond to the concept of presenting a check prior to its date.